How it goes today
A family-owned collision shop is hiring an estimator to write every repair estimate and get the insurer to pay it. Here is how lines go missing and cars sit waiting, what went wrong for others who handed estimates to software, and a build that checks and drafts but sends nothing on its own.
On 14 October 2026 a family-owned collision shop in San Fernando, California listed a Collision Repair Estimator, pay not stated. The lines that carry the job: “Prepare accurate and detailed estimates for collision repair jobs, ensuring all labor, parts, and materials are accounted for” and “Liaise with insurance adjusters, including DRP partners, and customers to discuss and explain estimates, repair needs, and timelines.” In August a new estimator at another family shop asked others for help: “I want to write solid estimates, minimize supplements when possible, and make sure repairs are getting the correct labor times.” One answer: “A good writer learns how to get paid for everything. Everything.”
Here is how it goes today. On Monday morning an owner drops off a 2022 SUV hit on the front corner. The estimator walks the car and writes $3,800 from what can be seen. On Tuesday the estimator and the technician take the corner apart and find a bent radar bracket and a damaged inner fender.
The estimator writes the supplement, the second bill for the hidden damage, by hand at the car, about an hour between calls: the bracket, the radar calibration, the fender refinish, corrosion protection. Cavity wax and two clips that can only be used once never make the list. The supplement goes out Wednesday morning and the insurer approves it Thursday afternoon. The car sits apart for two days, and about $90 is never asked for.
Nobody here is careless. A first estimate written from the walkaround will always miss what is behind the panel, the same person is also ordering the parts, and each labor guide counts what a labor time includes differently. Calibrations show it: about half of them arrive on a supplement instead of the first estimate. At about 40 cars a month, the lines nobody writes down come to an estimated $5,600 a month.
The car, the damage, the times and the $90 are an example. The 40 cars a month, the minutes and the $5,600 are estimates; the $280 a car missed behind it is a review tool maker's own measure, and how much this shop leaves off is not known.